ANNA MoneyBanking Partner

The business account that does your taxes

ANNA combines business banking with automated tax filing, invoicing and expense management. Pay As You Go from £0/month — no monthly fee if you don't use it.

4.6/5 Trustpilot — Excellent 100,000+ businesses No credit check to apply
Pricing

Pay As You Go — £0/month

No monthly fee. You only pay when you use specific services. If your account is unused in a given month, you pay nothing.

Fee breakdown

Monthly fee£0
Outgoing transfersUnlimited, free
Incoming payments0.95% commission
ATM withdrawalsFree
Cash depositsFree at PayPoint
Expense cardsUnlimited, free
International payments1% currency conversion
VAT filing£4.50 + VAT per filing
Money potsUnlimited, free
Features

What you get with ANNA

Tax filing built in

VAT returns, Self Assessment and Corporation Tax — calculated and filed directly from the app. Making Tax Digital compliant.

Auto receipt scanning

Snap a photo of any receipt and ANNA automatically matches it to the right transaction and categorises the expense.

Invoicing & payment links

Create professional invoices, share payment links and QR codes. ANNA automatically chases overdue invoices for you.

28,000+ cash deposit locations

Deposit cash at any PayPoint location across the UK — no need to find a bank branch.

Open in 10 minutes

Apply online, get a virtual card immediately and a physical Mastercard in 3–4 business days. Identity check only — no credit check.

Support in under 50 seconds

24/7 Cardiff-based customer support. Average response time under 50 seconds. Award-winning service.

Eligibility

Who can apply?

Sole traders
Limited companies
LLPs & partnerships
Freelancers
Startups
E-commerce sellers

UK residents only. Identity check required (not a credit check). Valid photo ID and proof of address needed.

Important: ANNA Money is an e-money institution, not a bank. Your funds are not covered by the Financial Services Compensation Scheme (FSCS). Instead, funds are safeguarded under the Electronic Money Regulations 2011 — held in segregated accounts with regulated third-party credit institutions, kept separate from ANNA's own money. The ANNA Mastercard is issued by PayrNet Limited (FCA authorised, Firm Reference Number 900594).

Bee Compared Ltd introduces customers to ANNA Money. We receive a commission when you open an account through us. This does not affect the product you receive.

Ready to open your account?

Apply online in 10 minutes. Get a virtual card immediately — physical card in 3–4 days.