TideBanking Partner

Tide Business Account

Free business banking trusted by 800,000+ UK businesses. FSCS protected, integrated invoicing and accounting, and business savings at 4.22% AER.

4.4/5 Trustpilot — 33,000+ reviews FSCS protected — £85,000 800,000+ UK businesses
Get started

Two ways to get started with Tide

Existing business

Open a business account

Already have a business? Open a Tide account in minutes. Works for sole traders, limited companies and partnerships.

£0/month
  • Mastercard debit card
  • Invoicing & expense tracking
  • Accounting integrations
  • FSCS protected
Open a Tide account →
PopularNew business

Register a company + open account

Starting a new business? Tide registers your limited company at Companies House and opens your bank account in one go.

£14.99 one-off
  • Companies House filing included
  • Digital certificate of incorporation
  • Bank account opened simultaneously
  • Typically 24–48 hours
Register a company + open account →
Free plan

Free plan fee breakdown

No monthly fee. Pay only for the transactions you make.

Monthly fee£0
UK bank transfers20p each
Incoming transfersFree
Tide-to-Tide transfersFree
ATM withdrawals£1 each
Card purchases (UK)Free
Card purchases (abroad)2.75% FX fee
Post Office deposits0.99% (min £2.50)
PayPoint deposits3%
Invoicing3 free/month
Features

What you get with Tide

FSCS protected — £85,000

Your deposits are held at ClearBank and protected by the Financial Services Compensation Scheme up to £85,000 per eligible depositor.

Open in minutes

Apply on your phone, complete identity verification and get your account details within 48 hours. No branch visit needed.

Mastercard debit card

A business Mastercard debit card for in-store and online purchases. Apple Pay and Google Pay supported.

Business savings — 4.22% AER

Tide Instant Saver account with instant access. No minimum deposit. Earn interest on your idle business cash.

Company formation — £14.99

Register a new limited company and open your Tide account in one go. Tide handles the Companies House filing electronically.

24/7 in-app support

Chat support available around the clock. Paid plans unlock priority phone support and a dedicated account manager.

Eligibility

Who can apply?

Sole traders
Limited company directors
Partnerships
Freelancers

UK residents only. Age 18+. Identity verification completed on mobile (passport or driving licence). Approval typically within 48 hours.

Important: Tide accounts are held at ClearBank and are FSCS protected up to £85,000 per eligible depositor. Tide is authorised and regulated by the Financial Conduct Authority as an e-money institution. Company formation is subject to Companies House processing and identity verification.

Bee Compared Ltd introduces customers to Tide. We receive a commission when you open an account or register a company through us. This does not affect the product you receive.

Ready to get started?

Open a free account or register a new company — both take minutes.