Tide Business Account
Free business banking trusted by 800,000+ UK businesses. FSCS protected, integrated invoicing and accounting, and business savings at 4.22% AER.
Two ways to get started with Tide
Open a business account
Already have a business? Open a Tide account in minutes. Works for sole traders, limited companies and partnerships.
- Mastercard debit card
- Invoicing & expense tracking
- Accounting integrations
- FSCS protected
Register a company + open account
Starting a new business? Tide registers your limited company at Companies House and opens your bank account in one go.
- Companies House filing included
- Digital certificate of incorporation
- Bank account opened simultaneously
- Typically 24–48 hours
Free plan fee breakdown
No monthly fee. Pay only for the transactions you make.
What you get with Tide
FSCS protected — £85,000
Your deposits are held at ClearBank and protected by the Financial Services Compensation Scheme up to £85,000 per eligible depositor.
Open in minutes
Apply on your phone, complete identity verification and get your account details within 48 hours. No branch visit needed.
Mastercard debit card
A business Mastercard debit card for in-store and online purchases. Apple Pay and Google Pay supported.
Business savings — 4.22% AER
Tide Instant Saver account with instant access. No minimum deposit. Earn interest on your idle business cash.
Company formation — £14.99
Register a new limited company and open your Tide account in one go. Tide handles the Companies House filing electronically.
24/7 in-app support
Chat support available around the clock. Paid plans unlock priority phone support and a dedicated account manager.
Who can apply?
UK residents only. Age 18+. Identity verification completed on mobile (passport or driving licence). Approval typically within 48 hours.
Important: Tide accounts are held at ClearBank and are FSCS protected up to £85,000 per eligible depositor. Tide is authorised and regulated by the Financial Conduct Authority as an e-money institution. Company formation is subject to Companies House processing and identity verification.
Bee Compared Ltd introduces customers to Tide. We receive a commission when you open an account or register a company through us. This does not affect the product you receive.
Ready to get started?
Open a free account or register a new company — both take minutes.